According to The Kobeissi Letter, the US Treasury will stop putting new pennies into circulation by early next year, requiring businesses to round transactions to the nearest 5 cents (source: @KobeissiLetter, May 22, 2025). The Treasury states each penny costs 4 cents to produce, so ending production is projected to save government resources. For crypto traders, this move signals a shift toward digital transactions and cashless payments, potentially accelerating adoption of stablecoins and digital assets as businesses and consumers seek alternatives to physical currency.